:root {
  --ink: #10151c;
  --ink-2: #37424f;
  --ink-3: #66707d;
  --line: #e2e6ec;
  --bg: #ffffff;
  --bg-2: #f6f8fa;
  --bg-3: #eef2f6;
  --brand: #0f3d5c;
  --brand-2: #14557f;
  --accent: #b8862b;
  --ok: #146c43;
  --radius: 10px;
  --wrap: 1080px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 80px; }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink-2);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 { color: var(--ink); line-height: 1.25; margin: 0 0 .6em; font-weight: 700; letter-spacing: -0.015em; }
h1 { font-size: clamp(2rem, 4.2vw, 2.9rem); }
h2 { font-size: clamp(1.5rem, 2.8vw, 1.95rem); margin-top: 0; }
h3 { font-size: 1.15rem; }
h4 { font-size: 1rem; }
p { margin: 0 0 1.1em; }
a { color: var(--brand-2); }
a:hover { color: var(--accent); }
strong { color: var(--ink); }
small { font-size: .875rem; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }

.site-head {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.94);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--line);
}
.head-inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 14px 24px; max-width: var(--wrap); margin: 0 auto; flex-wrap: wrap; }
.brand { display: flex; align-items: baseline; gap: 9px; text-decoration: none; }
.brand .mark { font-weight: 800; font-size: 1.16rem; color: var(--brand); letter-spacing: -.02em; }
.brand .sub { font-size: .72rem; text-transform: uppercase; letter-spacing: .13em; color: var(--ink-3); font-weight: 600; }
.nav { display: flex; gap: 20px; flex-wrap: wrap; align-items: center; }
.nav a { color: var(--ink-2); text-decoration: none; font-size: .94rem; font-weight: 500; }
.nav a:hover { color: var(--brand-2); }

.hero { background: linear-gradient(170deg, #0f3d5c 0%, #12496d 55%, #16597f 100%); color: #dce6ee; padding: 76px 0 68px; }
.hero h1 { color: #fff; max-width: 20ch; }
.hero .lede { font-size: 1.16rem; max-width: 62ch; color: #c5d5e2; }
.hero .eyebrow { display: inline-block; font-size: .74rem; text-transform: uppercase; letter-spacing: .15em; font-weight: 700; color: #8fc0dd; margin-bottom: 16px; }
.hero-cta { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 26px; }

.btn { display: inline-block; padding: 12px 22px; border-radius: var(--radius); font-weight: 600; font-size: .97rem; text-decoration: none; border: 1px solid transparent; }
.btn-primary { background: var(--accent); color: #1c1405; }
.btn-primary:hover { background: #c9962f; color: #1c1405; }
.btn-ghost { border-color: rgba(255,255,255,.34); color: #fff; }
.btn-ghost:hover { border-color: #fff; color: #fff; background: rgba(255,255,255,.08); }

section { padding: 60px 0; border-top: 1px solid var(--line); }
section:first-of-type { border-top: 0; }
.alt { background: var(--bg-2); }
.section-lede { max-width: 68ch; font-size: 1.05rem; }

.grid { display: grid; gap: 20px; margin-top: 30px; }
.g2 { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.g3 { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.g4 { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }

.card { background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.alt .card { background: #fff; }
.card h3 { margin-bottom: .45em; }
.card p:last-child { margin-bottom: 0; }
.card .num { display: inline-flex; align-items: center; justify-content: center; width: 30px; height: 30px; border-radius: 50%; background: var(--brand); color: #fff; font-size: .88rem; font-weight: 700; margin-bottom: 14px; }

.trades { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 24px; padding: 0; list-style: none; }
.trades li { background: #fff; border: 1px solid var(--line); border-radius: 100px; padding: 7px 15px; font-size: .9rem; color: var(--ink-2); }
.alt .trades li { background: #fff; }

.price-card { border: 2px solid var(--brand); border-radius: var(--radius); padding: 28px; background: #fff; }
.price-card .tag { font-size: .74rem; text-transform: uppercase; letter-spacing: .13em; font-weight: 700; color: var(--brand-2); }
.price { font-size: 2.35rem; font-weight: 800; color: var(--ink); letter-spacing: -.03em; line-height: 1.1; margin: 10px 0 2px; }
.price .cur { font-size: .95rem; font-weight: 600; color: var(--ink-3); letter-spacing: 0; }
.price-note { font-size: .9rem; color: var(--ink-3); margin: 0; }

table { width: 100%; border-collapse: collapse; margin: 26px 0; font-size: .95rem; background: #fff; }
th, td { text-align: left; padding: 12px 14px; border: 1px solid var(--line); vertical-align: top; }
th { background: var(--bg-3); font-weight: 700; color: var(--ink); font-size: .88rem; }

ul.checks { list-style: none; padding: 0; margin: 18px 0; }
ul.checks li { padding-left: 26px; position: relative; margin-bottom: 10px; }
ul.checks li::before { content: "\2713"; position: absolute; left: 0; top: 0; color: var(--ok); font-weight: 700; }

.contact-row { display: flex; gap: 14px; align-items: flex-start; padding: 16px 0; border-bottom: 1px solid var(--line); }
.contact-row:last-child { border-bottom: 0; }
.contact-row .lbl { min-width: 132px; font-weight: 700; color: var(--ink); font-size: .93rem; }
.contact-row .val { flex: 1; }
.contact-row .val p { margin: 0 0 .3em; }
.tbd { background: #fff3cd; border: 1px dashed #b8862b; border-radius: 5px; padding: 1px 8px; color: #6b4e10; font-weight: 600; font-size: .9rem; }

.badge-row { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; margin-top: 18px; }
.badge { border: 1px solid var(--line); border-radius: 6px; padding: 8px 14px; font-size: .82rem; font-weight: 600; color: var(--ink-2); background: #fff; letter-spacing: .02em; }

.notice { background: #fff; border-left: 3px solid var(--accent); border-radius: 0 8px 8px 0; padding: 18px 22px; margin: 24px 0; }
.notice p:last-child { margin-bottom: 0; }

.legal { padding: 52px 0 70px; }
.legal .wrap { max-width: 760px; }
.legal h2 { font-size: 1.3rem; margin-top: 2.2em; padding-top: .3em; }
.legal h2:first-of-type { margin-top: 1.4em; }
.legal h3 { font-size: 1.03rem; margin-top: 1.7em; }
.legal ul, .legal ol { margin: 0 0 1.1em; padding-left: 1.3em; }
.legal li { margin-bottom: .5em; }
.updated { color: var(--ink-3); font-size: .9rem; border-bottom: 1px solid var(--line); padding-bottom: 20px; }

.site-foot { background: #0d1620; color: #8e9cab; padding: 46px 0 30px; font-size: .92rem; }
.site-foot a { color: #b9c7d4; text-decoration: none; }
.site-foot a:hover { color: #fff; text-decoration: underline; }
.foot-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 30px; }
.foot-grid h4 { color: #fff; font-size: .78rem; text-transform: uppercase; letter-spacing: .13em; margin-bottom: 14px; }
.foot-grid ul { list-style: none; padding: 0; margin: 0; }
.foot-grid li { margin-bottom: 9px; }
.foot-bottom { border-top: 1px solid #1e2c3a; margin-top: 34px; padding-top: 22px; font-size: .86rem; color: #6f7d8c; }

@media (max-width: 640px) {
  body { font-size: 16px; }
  .hero { padding: 54px 0 48px; }
  section { padding: 46px 0; }
  .head-inner { padding: 12px 20px; }
  .nav { gap: 14px; }
  .nav a { font-size: .88rem; }
  .contact-row { flex-direction: column; gap: 4px; }
  .contact-row .lbl { min-width: 0; }
  table { display: block; overflow-x: auto; }
}